Clarksville, Ft. Campbell and Pleasant View real estate and homes for sale in Tennessee - Mari Linfoot, REALTORS® Mari Linfoot REALTORS(r) for Clarksville, Ft. Campbell and Pleasant View, Tennessee real estate - NUMBER1EXPERTS™ Mari Linfoot NUMBER1EXPERTS(tm) for Clarksville, Ft. Campbell and Pleasant View, Tennessee real estate
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Mari Linfoot, REALTORŪ, real estate agents and broker for Clarksville, Ft. Campbell and Pleasant View Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: Clarksville, Ft. Campbell and Pleasant View Tennessee home buying, real estate listings, and homes for sale in Montgomery County, TN
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Clarksville, Ft. Campbell and Pleasant View real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
Where is the world's oldest pyramid?

A 
The oldest pyramid is the Third Pyramid of Mycerinus is at El Gizeh, Egypt; it has the largest single block weighing 320 tons.
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Mari Linfoot, REALTORŪ, real estate agents and broker for Clarksville, Ft. Campbell and Pleasant View Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Mari Linfoot
Better Homes and Garden Hometown Connection

108 Center Pointe Drive
Clarksville, TN. 37040
931-245-2050
Fax: 931-245-7404
Email: HomesSoldTeam@NUMBER1EXPERT.com
Email: Mari@TheHomesSoldTeam.com

With over 18 years experience the Homes Sold Team provides professional real estate services in the Clarksville, Ft. Campbell and Montgomery County areas. Led by mega agent Mari Linfoot, the team is focused on customer satisfaction.

ABR Equal Housing GRI MLS REALTOR


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